[researcher][00:00] This interview follows on from your two week participation in our study on Instagram and use of mobile banking apps. Thank you for completing the logbook entries. Today, we'll talk through some questions, reflections and feelings about your experience. Just a quick reminder, that this interview is being recorded as outlined in the consent form. If you have any concerns about this, please let us know. And of course, you're free to skip any questions at any time, if they make you uncomfortable at all. 

[researcher][00:23] Okay, so to begin, could you tell me about your main hobbies or activities that you enjoy in your free time?

[participant][00:29] Okay, so I like to go out and see my friends. I also walk like I try to go and walk every day just to clear my mind. And I'm also said I have a student jobs like all my co workers, I would consider them also my friend. So, yeah, going to work at the restaurant I work at is also, like, one of not hobbies, but I think it's a pleasure, like during my week. Oh, yeah, 

[researcher][00:55] Cool and, I mean, do you find that, you know, mobile apps in any way either sort of support, or maybe actually interfere with these hobbies or your work, even

[participant][01:06] Some time when I'm working, I will whenever I'm bored or something like that. Was just like, check on Instagram, but I have it, so maybe in that way, I can set up Instagram interfere with my hobbies. But then also when I'm on a walk or anything, I also just use Instagram to clear my mind, and yeah, and then for the mobile app banking, I don't really think that it interface like support any of my to be honest.

[researcher][01:39] Okay, okay, cool. Thank you for that. And before starting the two week log period, how would you sort of describe your typical interactions with Instagram and your annual mobile banking app?

[participant][01:50] I'm always on Instagram. To be honest, I feel like I go on Instagram a lot. Whenever I'm like, I'm just like, bored, like, I need a distraction. And then for my mobile banking app is usually when I need to check, like, my financial status at the time, but also whenever I'm in class, because, like, I used to have no I have like, financial statement and I needed class. So sometimes I just check the investment part of the of my mobile banking app, just to, you know, see if I can understand it on my own and, like, apply what I see in class.

[researcher][02:27] Okay, okay. And I mean, you said that you feel, you feel use Instagram quite a lot. Have you ever saw any? Have you ever set any sort of, like, screen time limits or controls to be able to stop you using these apps so much?

[participant][02:40] Sometimes I just, like, delete the whole app because I feel like I don't really respect the time limit anyway. So yeah, that's it. I try to do that maybe when exams are coming up, or, like, when I really need to focus or study.

[researcher][02:56] Okay, okay. And you know, as you're completing the log book entries over two weeks? Did you begin to notice any sort of emerging patterns in when or how you use you chat?

[participant][03:08] You said, emotional, right?

[researcher][03:09] No, sorry, any patterns over the period?

[participant][03:13] Okay? Patterns, I will say that I noticed that all I'm always on Instagram whenever, like, I'm waiting for the metros, for the train or even the tram, like, so whenever I'm bored, or whenever I need to, yeah, I'm just waiting. Like, in the moment of waiting, my first reflex will be to just check Instagram and then watch some bills, and then for my mobile banking app, like I said, maybe during lunch time I will use it, and that's about it. But also because of my student job, like, if I want to check when, or like, if I got paid, I will check, like, regularly my mobile banking app, okay,

[researcher][03:59] and I mean, across the two week period, what sort of prompted you to open, open both app, like both apps, was there a particular kind of motivation or or activity or context of where you were

[participant][04:14] during the for the last two weeks? I would say, Instagram at the library, like on a study break or anything, I will open like Instagram first and then for the mobile banking app. Yeah, still just to watch, like, if I get a notification, for example, from like, the investment part of my mobile banking app, then I would just fake and, yeah, that's what I think. But I will be like, the two things that you know make me open this app, yeah.

[researcher][04:47] And I mean, did you ever find yourself going directly from one app to the other, so you know, coming from Instagram to to your banking app, or vice versa? Yes.

[participant][04:59] So if I'm an. For them, and I'm just, like, scrolling, and I see, like, something cute or like something that I just want to buy, or, I don't know, I just directly check on my bank account. I open my mobile banking app just to see if I, like, I can afford it, or, like, if I should just wait before buying it. Okay?

[researcher][05:17] Those, those sort of things you'd see, would they usually be like paid advertisement, or would it be sort of influences that you follow that you would see the sort of stuff you want to buy? 

[participant][05:29] Could be both. I don't really follow like any influencer, but I cannot explore paid on Instagram sometimes, like when you like a lot of things, then just like advertisement, like with your answers, just come I come up and I will say that, like, that's when I will see, for example, like clothing and stuff like that. And then from the influencer part, like, yeah, I don't really follow next, for instance. So it's mostly like advertisement, like the the algorithm, like, from the things that I like or send to my friends, yeah, okay, cool.

[researcher][06:02] And were the particular times of day that you noticed you were you were more or less likely to use either at

[participant][06:10] so I did notice that I'm not really on the mobile banking app, I think, during the weekend, because then, like, I just eat at home, so I don't really have, like, anything to check there, also, because I know that, like, I'm not getting paid on weekends, like, I don't have, I don't really have any reason to check that app. But then, for instance, I will say, mostly, like, every day, like, every, yeah, every day that I'm going to check it. And then during the weekend, I might have some like, I could just be scrolling on Instagram for like, a long period of time.

[researcher][06:48] Okay, and do you have any particular reason why you think those patterns occurred?

[participant][06:54] Well, I know for a fact, like, especially right now, like, I don't know how to study at home, so even so I know that if I'm at home, I won't have like, the reflex to just, like, open my books, like, pick up my laptop to study, like, I really cannot do that. So if I'm extremely, extremely bored, I'll just go on Instagram. And I think that that's why I spent that much time on Instagram during the weekend, and then for the weekdays, it's mostly like, during the morning or the night and then throughout the day. But like, I don't think, like, I'm calling like, on Instagram for like, hours during the

[researcher][07:27] week, okay? And sort of, did you notice any particular emotional changes, sort of your how you felt before and then, particularly during the app and then after the app use? Okay?

[participant][07:40] Um, so whenever I'm like, overwhelmed or, you know, just I need a distraction or something, I just go on Instagram and I watch some wheels that will, like, get me entertained and distracted for like, a short period of time. But then afterwards, I don't feel like that's productive, you know. I feel like, you know, I just wasted my time, like I could have been doing some something else. So there's that. And then also, if sometimes, like, I feel a bit sad or anxious, I just write some reels. But then I only like, like some sad post, so I feel like even sadder after and for the mobile banking app, I would say that I'm pretty neutral to to an indifferent when it comes to that, to my banking app.

[researcher][08:28] Okay, so you mentioned sort of throughout this interview that you feel your your usage on Instagram might be, might be quite a lot, or maybe maybe even too much, and, you know, sort of, yeah, deleted at times in the past. As you know, we we recorded and took that record of your screen time usage during this two week period, and you actually averaged 83 minutes a day on average on Instagram and about 17 minutes on your banking app, sort of knowing its usage. Do you think it might influence you in the future? And I mean, how do these figures actually make you feel hearing them.

[participant][09:02] Well, to be honest, I still feel like 82 minutes a day, like on Instagram is quite a lot, especially now with the exams coming up. So yeah, I think that I will definitely try to lower that number for the next few weeks, and then I don't even know what I was doing, like, seven, eight minutes a day on my mobile banking app. So because of that, the results and, like, see what I was doing on that. But I also feel like it's quite a lot, okay.

[researcher][09:34] And I mean, when you were completing the log book, was there any sort of trends or anything like that, that you noticed that were unexpected to you before, before starting this study.

[participant][09:42] Okay, so even though I'm like, always like, right, not always like, even I'm on Instagram, quite a lot, I didn't notice, like, whenever I was, like, answering the log book that most of the time I'm alone when I'm on Instagram, so that most, like, you know, maybe I. I say some things about how whenever I'm with my friends, like my family, I just like, you know, I'm present with them, and like, I talk to them, and I don't have the urge to just like, check my Instagram and, like, you know, watch some reels when I'm with them. So that will be like, an unexpected time.

[researcher][10:17] Yeah, and just as the last question, is there anything else that you've you observed during the study that you've not been covered in this question? Sorry, that's not being covered in these questions. But feels relevant to this research,

[participant][10:30] not really. I don't really see what I can like add. I feel like a lot, pretty much, has been covered. So, yeah, I don't really have anything else to say, to add.

[researcher][10:39] Okay, well, thank you again for so much for participating in this interview and also for the log book period. It's very, very appreciated and take care.

[participant][10:49] Thank you. Bye, bye.