[researcher][00:00] Hello. This interview follows your two week participation in our study on Instagram usage and your mobile banking app. Thank you for completing the log book entries. Today, we'll talk through some questions, reflections and feelings about your experience. Just a quick reminder that this interview is being recorded as outlined in the consent form. If you have any concerns about that, please let us know. And of course, you are free to skip any questions at any time if it makes you uncomfortable.

[researcher][00:27] So hello again, and just to start like, could you tell me about your main hobbies or activities that you enjoy in your free time?

[participant][00:35] Sure, so my main hobbies are sports. I love sports. I also love gaming, and that's pretty much it. I love to get, I mean, to watch funny videos on YouTube as well. Yeah, that's my hobbies.

[researcher][00:53] Okay, in what ways, if any, does your mobile banking app or Instagram support or interfere with these hobbies?

[participant][01:02] As far as for Instagram, it's more about the content they have on the platform. So let's say, for instance, there is something happening in a gaming tournament, then I will see the content on Instagram also interact with other people in the comment section. Same goes for the sports, or, like, any sports, like, even if it's a training that I could try to do on my I mean myself. I'll also look it up on Instagram. And as far as the banking app, I don't really, it doesn't really interfere with my hobbies in any way.

[researcher][01:50] Okay, what about your typical interactions with Instagram and your mobile banking app? Like before this two week log book phase.

[participant][01:59] My typical interactions, so I'll go on Instagram, either to scroll in the reels or to text my friends. I'll do it, I don't know. I'll go on my phone when I wake up, I'll go on Instagram, and also when I go to bed.  That's mainly the moment I use the, I mean, Instagram, and for the, as far as the banking app, I use it, especially when I have to go to eat. Before I go to eat, to see if my if I can afford to go to eat with my friends and yeah, just to check my balance. 

[researcher][02:41] Okay, what about screen time limits? Have you ever used screen time limits or similar controls?

[participant][02:49] Yeah, I use an app called Screen Zen to limit my my Instagram usage for one hour every day. But it really didn't work out, because I was always deleting the app to to spend more time on Instagram, but no, I've kind of disciplined myself, and I don't even use it...

[researcher][03:20] So as this two week log book entry period...

[participant][03:25] Sorry, basically, school, so I just know that I don't have to. I just can't control myself and not spend too much time on Instagram, and I never needed on for the banking app.

[researcher][03:44] In the last two weeks, did you notice any emerging patterns in your usage of each app?

[participant][03:52] In the last two weeks? So the same ones I had, the same ones I had before doing the log book entries. So when I when I wake up, I go on my phone, I go on Instagram just to check what's going on over there when I'm in my bed as well. And I mean, it has kind of been the same. I think also, when I'm eating, I tend to go on my phone and scroll or text my friend during the during the meantime. And my banking app is always when I have to go to eat, always I will open it or when I have to manage my investment or expenses, but it doesn't really fit in the pattern.

[researcher][04:45] Did you ever find yourself switching directly from one app to another?

[participant][04:53] Yeah, it happened to me a couple times when when I was scrolling. On Instagram, and then I will see a news a post about the market going down or up. And then I will go on my banking app to check whether it's true or not and what actually happened, and try to to read the charts.

[researcher][05:19] Okay, were there any particular times of day that you noticed you were more or less likely to use either app?

[participant][05:32] Again in the morning, when I when I wake up, when I'm brushing my teeth before showering, I'll go on my phone and use Instagram. And when I get back home, I usually finish studying, so that's when I have my free time, and I was also go on my phone and and scroll on Instagram, and never on the banking app.

[researcher][06:03] Okay, did you notice any emotional changes before, during or while, like after, using either app?

[participant][06:12] No I can't recall any emotional changes. So if I was angry before opening the app, either app, I'll stay angry after, after I've opened them. So no, I don't, I don't recall any changes.

[researcher][06:29] Okay, after you learned your actual results of fourty-eight minutes per day for Instagram and nine minutes per day for banking app. Were you surprised or were you expecting this result?

[participant][06:44] So, yeah, I was surprised. I wasn't expecting this result because I usually spend I thought I will spend more time on Instagram for the banking app. I mean, I don't spend that much time on the banking app, so, no, it doesn't surprise me before Instagram. Yeah, okay, yeah.

[researcher][07:09] Knowing your actual users, do you think participating in the study will influence how you will use these apps in the future?

[participant][07:17] I think I'll keep trying to lower my daily usage, especially for Instagram. For the banking app, I think is acceptable, right? But for Instagram, I'll try to to lower my daily usage and limit it to thirty minutes.

[researcher][07:37] Okay, is there anything else that you observed during the study that has not been covered in these questions and you feel relevant to add?

[participant][07:47] No, not really.

[researcher][07:49] Okay. Thank you for participating in the interview.

[participant][07:53] Thank you very much.